'Get Rich to be Happy' is a Lie: Here's How to Build Real Wealth at any budget, TODAY
- Andy
- Feb 5, 2025
- 6 min read
Let's be honest – you're scared.
How do I know? I know because I was too.
Every morning you wake up thinking "Once I have enough money, I'll have the life I really want, I'll be happy". But deep down, you know that there's somthing wrong here. Could this be an excuse that keeps you paralyzed, waiting for the perfect moment that never comes.
Here's the truth that successful people don't talk about: the ones who "made it" didn't wait until they were rich to start building real wealth. They started exactly where they were – often broke, scared, and uncertain.
The only difference? They were brave enough to begin.

I learned this the hard way. While everyone else was pursuing the "get rich first, be happy later" fantasy, I discovered something that changed everything: true wealth isn't waiting for you at some magical income level. It's built through daily choices that anyone – yes, anyone – can make starting today, regardless of their bank account.
But here's the catch (and why most people will stop reading right here): it requires facing your fears. Fear of starting before you feel ready. Fear of building something different than the "normal" path. Fear of admitting that you've been chasing the wrong kind of wealth all along.
And here's the scariest part – once you let go of the "rich first, happy later" lie, you can't go back. When you realize you could have started building real wealth years ago, regardless of your bank account, it changes everything. Suddenly, you'll see opportunities everywhere. The mental prison of "someday when I'm rich" disappears, replaced by an almost overwhelming array of possibilities that you could begin today.
Are you ready to face that truth? To admit that you've been using money as an excuse? Because if you are, I'm about to show you how to build five types of wealth that make money look like the sideshow it really is.
Why Freedom Matters More Than Money
In my own journey from weekend warrior to location-independent entrepreneur, I've discovered something crucial: financial wealth is just one piece of the freedom puzzle. Yes, my passive income goals enable my family's two main passions alpine adventures and ocean sailing, but true freedom requires much more than money in the bank.
The 5 Types of Freedom
1. Financial Freedom
This isn't just about having money – it's about having options. But here's what most people miss: financial freedom isn't binary. It exists on a spectrum:
Level 1: Freedom from survival anxiety
Level 2: Freedom from paycheck dependence
Level 3: Freedom to choose your work
Level 4: Freedom to design your lifestyle
Level 5: Freedom to create lasting impact
2. Time Freedom
While Bloom talks about Time Wealth, I've learned that true time freedom means:
Control over your daily schedule (I choose when to ski and when to work)
Ability to be present with friends and family (no checking emails during kids' activities)
Freedom to pursue deep work without interruption
Power to say "yes" to unexpected adventures (like that impromptu sailing trip to Greece)
3. Social Freedom
This might be the most underrated form of freedom. It means:
Building relationships that energize rather than drain
Creating a network that opens doors instead of placing demands
Freedom from social comparison and status games
Ability to be authentically yourself in all situations
4. Mental Freedom
In my journey of business building and adventure seeking, I've found mental freedom to be crucial:
Freedom from limiting beliefs about what's possible
Clarity of thought in decision-making
Liberation from others' expectations
Space for creativity and innovation
5. Physical Freedom
As someone who lives for mountain adventures and ocean sailing, I've learned that physical freedom is about:
Energy to pursue your passions
Strength to take on challenges
Freedom from health-related restrictions
Ability to fully experience life's adventures
The Freedom Matrix: Your Personal Flywheel of Power
Here's what's fascinating – these freedoms aren't just interconnected, they're part of a self-reinforcing system that, once started, creates unstoppable momentum. Think of it like a flywheel that stores more and more energy with each turn:
The cycle begins with time freedom. Even a small amount – maybe just one hour carved out of your morning – gives you the space to direct your energy intentionally.

This is the initial push that starts your flywheel spinning:
Time freedom enables focused energy on physical health
Physical vitality enhances mental clarity
Mental freedom attracts valuable social connections
Strong social networks create financial opportunities
Financial freedom buys back more time
Each turn of this flywheel stores more energy than the last. Soon, you have a reservoir of power that you can direct wherever an opportunity or challenge appears. Need to learn a new skill? Tap the flywheel. Want to start a business? The stored energy is there. Ready for a new adventure? Your flywheel has your back.
The most beautiful part? Unlike the "get rich first" approach, this flywheel can start spinning at any income level. Each small win in one area creates momentum that makes the next win easier. It's a supercharged feedback loop that transforms the way you experience and build wealth in all its forms.
Building Your Freedom Portfolio
Just like a financial portfolio, your freedom portfolio needs regular assessment and rebalancing. Here's my current focus:
Financial Foundation
Building passive income through tech business acquisitions
Creating value through knowledge products (my upcoming catamaran buyer's course)
Growing Freedom Fighter X as a platform
Time Architecture
Structuring work around family adventures
Using alternative education models for maximum flexibility
Creating systems that scale without trading time
Social Investment
Building relationships with fellow freedom seekers (hello!)
Creating communities around shared interests
Nurturing family bonds through shared adventures
Mental Development
Regular reflection and planning sessions
Continuous learning and skill development
Maintaining clarity through first in the morning brainstorming and adventure activities
Physical Cultivation
Daily movement practices
Adventure-ready fitness (the gym doesn't work for me)
Stress management through outdoor activities
The Freedom-First Approach
Here's what I've learned: You don't need to wait for complete financial freedom to start building other types of freedom. In fact, developing mental, social, and physical freedom often accelerates your journey to financial freedom.
For example, my family's decision to prioritize time freedom led us to creative solutions for education and lifestyle that actually reduced our financial needs while increasing our quality of life drastically. Our mountain chalet renovation wasn't just about having a home – it was about creating a base for all types of freedoms to flourish.
Your Freedom Journey: Choose Your Path
There are two ways to start your freedom flywheel spinning, and you need to be honest with yourself about which type of person you are:
The Clean Break Creator
Some of us need a decisive cut – a dramatic action that makes turning back impossible. I was this person. While running my own business, I found myself trapped in the orbit of friends with traditional careers, their schedules and expectations slowly suffocating my freedom dreams. My solution? A one-way ticket to Chamonix for a ski season. What was meant to be a temporary escape became a complete life redesign – I never returned to city life, instead building a new home in the mountains where I could pursue my passions fully.
The Clean Break Creator needs to:
Make a decisive, sometimes dramatic move
Create physical distance from old patterns
Embrace uncertainty as a catalyst
Use the pressure of "no Plan B" as motivation
Trust that the flywheel will start spinning through sheer necessity
The Strategic Builder
Others thrive on methodical progress, turning their current job into an asset that funds their freedom journey. This person carefully optimizes their work hours, protecting their peak energy periods for side projects. They might:
Negotiate remote work arrangements
Stack their meetings to create focus blocks
Use lunch breaks for building their escape plan
Trade salary increases for more flexibility
Gradually build a foundation while maintaining security
Neither path is "better" – what matters is being honest about which approach matches your personality. The worst choice is choosing a path that doesn't align with who you are, then using its inevitable friction as an excuse to stay stuck.
Remember, true wealth isn't just about reaching a certain number in your bank account. It's about building a life rich in all types of freedom – a life where you have the power to choose your path, pursue your passions, and create meaningful impact.
What's 'your 1 action item' for today that starts this journey or takes you to the next level?
Your fellow Freedom Fighter,
Andy




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